Dave Ramsey's $10 Sale

In case you don't know who Dave Ramsey is, he's a financial advisor. We've been following Dave Ramesy's program for a couple months now. This past week he announced he's having a sale this weekend. Total Money Makeover is only $10. You can get the book or the audio version. What a deal! I think everything is on sale... Financial Peace, Dumping Debt DVD, More Than Enough, his envelope systems, and the Total Money Makeover Workbook... it's all $10.00!

The Financial Peace University program is on sale too! It's not $10.00, but it is a great deal.

Since we've been following Dave's program, I feel such a great relief. I know we are going to be okay financially. It isn't happening over night, but it is happening.

If you are having money problems you should at least check out Dave's website.

Deep Cleaning

I didn't realize how much junk we have, until I started sorting. I'm so tired I think could drop into bed and sleep another 12 hours. I'm sore from the workout I'm getting with all this sorting. We have piles of junk to haul off. There are piles in our living room, the dining room, and outside.

The storage room is empty, even though the junk isn't gone. We are going to repurpose the room. I'd love a craft room. I doubt we'll use it for a craft room though.

The next project is a bathroom, minor make over. We'll paint the bathroom and hang a new shower curtain. I said minor make over. It's the small bathroom guests use, we bought blue paint to match some new towels I purchased awhile back. Color will be on the walls. Blue paint, not white! This is way out of the norm for us.

Clean Sweep Cleaning

I've done a clean sweep style of cleaning in one of our storage rooms. You heard me right. Storage rooms. It feels great to have sorted so much stuff. Now what do I do with the sorted stuff? I have a pile of stuff for the trash. That's easy. Haul it to the dump. I have a pile of stuff for the second hand store. I wonder if they'll take it all. I have a pile of stuff that I think other people might like. It would be so much easier to trash it, but I'll keep it for a day or two waiting to see if they pick it up. But, what do I do with all the stuff I don't want to part with?

Will the appraiser open my storage room door? lol No doubt he will. What will I tell him? Hi, My name is Kay and I'm a pack rat.

I wish I could wave a wand and it would go away. Does that happen in real life or only in books.

Appraiser Is Coming

What did we get ourselves into? We have an appraiser coming in a few short days. I wasn't ready for this. Not even a little bit ready. I'm not a flylady. I'm never prepared to have company on a drop in basis. My home isn't ready. It's cluttered.

We have so much to do. There is touch up painting here and there, massive de-cluttering, we need to haul out the john deere for some heavy duty yard work.

I've been clearing clutter, boxing stuff up to haul off to the 2nd hand store. Now I have piles of stuff to get rid of. I also have piles of stuff I sorted, but I don't know what to do with.

I wonder how an appraisal works. Can I hide clutter behind closed doors? Does the appraiser open cupboard doors? Will he open my closets?

I don't have time for this. I wish I had a few more days before the appraiser was coming. He's our key in securing the home refinance loan.

Refinancing Our Home

We have no options now. With the extra money needed to fix the bathroom floors, we must refinance our home. DH contacted a finance company a couple days ago. I'm not sure what type of loan we'll be getting. I'm not sure if it's a 2nd mortgage or if it's a refinance, or a home equity loan? My DH has been talking to the finance company and he's got all the details.

I do know, we have an appraiser coming out to the house within a week. OhNO! We have so much to do before this old house, the place I so lovingly refer to as 'home', is ready for an appraisal.